In my studies of Philosophy, I came across this concept expressed by a Jewish Philosopher back in Medieval times. There are five different theories concerning Divine Providence; they are all ancient, known since the time of the Prophets, when the true Law was revealed to enlighten these dark regions of understanding.
First Theory.— The theory of man’s perfectly free will. According to this principle man does what is in his power to do, by his nature, his choice, and his will; and his action is not due to any faculty created for the purpose. This is the theory of Judaism. All species of irrational animals likewise move by their own free will. This is the Will of God; that is to say, it is due to the eternal divine will that all living beings should move freely, and that man should have power to act according to his will or choice within the limits of his capacity. Another fundamental principle taught by the Law of Moses is this: Wrong cannot be ascribed to God in any way whatever; all evils and afflictions as well as all kinds of happiness of man, whether they concern one individual person or a community, are distributed according to justice; they are the result of strict judgment that admits no wrong whatever. Even when a person suffers pain in consequence of a thorn having entered into his hand, although it is at once drawn out, it is a punishment that has been inflicted on him [for sin], and the least pleasure he enjoys is a reward [for some good action]; all this is meted out by strict justice; as is said in Scripture, “all his ways are judgment” (Deuteronomy 32:4); we are ignorant of how that judgment works. (1393-1273 BC)
Second Theory.— Whilst one part of the Universe owes its existence to Providence, and is under the control of a ruler and governor, another part is abandoned and left to chance. This is the view of Aristotle. (384-322 BC)
Third Theory.— There is no Providence at all for anything in the Universe; all parts of the Universe, the heavens and what they contain, owe their origin to accident and chance; there exists no being that rules and governs them or provides for them. This is the theory of Epicurus. ( Founded in 307 BC)
Fourth Theory.— Man has free will; it is therefore intelligible that the Law contains commands and prohibitions, with announcements of reward and punishment. All acts of God are due to wisdom; no injustice is found in Him, and He does not afflict those who are good. The Mu’tazila Islamic school of theology profess this theory. (8th Century AD)
Fifth Theory.— This theory is the reverse of the second. According to this theory, there is nothing in the whole Universe, neither a class nor an individual being, that is due to chance; everything is the result of will, intention, and rule. It is a matter of course that he who rules must know [that which is under His control]. The Sunni Muslim school of Ashariyah adheres to this theory. (10th Century AD)
So the next time you are asked to give an explanation on why the unthinkable happened to someone you think it should have never happened to, which of these explanations would you offer?